WHAT TYPES OF ASSISTANCE ARE AVAILABLE?
Homeowner (owner-occupied)
No-Interest, deferred payment loans are available for housing rehabilitation. The loans will be deferred until the housing unit ceases to be the borrower's principal place of residence. At that time, repayment will be due in full.
Landlords or Investor-Owned Properties
No-Interest loans are provided for rehabilitation costs to rental properties with four units or less and are re-paid to the County over a period of 5 to 10 years. The owner must agree to rent only to low- to moderate- income tenants for a period of five years.
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ELIGIBLE REPAIRS
- Handicap Accessibility
- Repair and/or replace basic heating systems, water heaters, plumbing and electrical systems, and connect water and sewer lines
- Insulate attic and sidewalls
- Install windows and doors
- Exterior improvements including roofing, painting, siding, or porch repairs
- Lead-based paint removal
- Install smoke detectors
- Other general improvements
Only work that is considered essential and necessary will be permitted. All Lead Based Paint Hazards will need to be corrected. Hazards will be determined upon an initial project assessment of your home. The assessment will include your entire home.
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STATE OF WISCONSIN LEAD PAINT REQUIREMENTS
The program requires that we include an evaluation of the paint in your home as
a part of our review. If your home was built prior to 1978, the program will require repairs to any deteriorating painted surfaces to reduce lead-based paint hazards. The work associated with lead paint hazard reduction will be included in your project costs and may limit your choice of contractors. It may also increase
the price of some repair work.
Protect Your Family from Lead in Your Home
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ARE THERE ANY LOAN FEES THAT APPLY?
Yes. There is a $50 - $100 fee for a title search, a $30 fee to record your mortgage and $250 in project review fees. These fees are included in your loan.
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WHO IS ELIGIBLE FOR ASSISTANCE?
The following are the income limits for owners, buyers, and tenants:
| Family Size |
Income Limit |
| 1 |
$38,750 |
| 2 |
$44,250 |
| 3 |
$49,800 |
| 4 |
$55,300 |
| 5 |
$59,750 |
| 6 |
$64,150 |
| 7 |
$68,600 |
| 8 |
$73,000 |
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WILL A LIEN BE PLACED ON MY PROPERTY?
Yes, all program participants will have a lien placed on their property in the amount of the loan.
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HOW DO I APPLY?
Applications will be available at:
Housing Program Office
Sue Koehn
201 Corporate Drive
Beaver Dam, WI 53916
1-800-552-6330
If needed, program staff will assist you in completing your application.
For further information contact:
Columbia County Accounting Department
400 DeWitt Street
P.O. Box 473
Portage, WI 53901
Email
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CDBG SPECIAL NOTES
If you have a child that is 6 years of age or younger, it is recommended and encouraged that he or she be tested for lead levels in their blood.
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The Community Development Block Grant Program is an equal opportunity program. Women and minorities are encouraged to apply.
"This publication and/or the activities described herein were funded by the State of Wisconsin, Department of Commerce, Bureau of Downtown & Community Revitalization."