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Southern Housing Region Program

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SOUTHERN HOUSING REGION (SHR) PROGRAM

Southern Housing RegionThe Southern Housing Region has a Community Development Block Grant for housing rehabilitation. The funds will be loaned at 0% interest to eligible households for home repairs. Applications are accepted on a first-come, first-serve basis. There is no cost to fill out an application and all information submitted is strictly confidential.

Eligible counties:  Columbia, Dodge, Jefferson, Kenosha, Ozaukee, Racine, Rock, Sauk, Walworth and Washington.

The following entitlement communities are not eligible:  Racine, Beloit, Janesville and Kenosha.

Funds are available for the following types of projects:

  • Homeowners – These funds will be lent to eligible households for home repairs.  The loan is a 0% interest, deferred payment loan.  You do not pay it back until you sell the house or no longer live there.  If you still reside in the home after 30 years, your loan will be reviewed with the possibility of extending it for another 30 years.
  • Tenants – Loans are available to assist with purchasing a home.  The loan is a 0%, deferred payment loan.  You do not pay it back until you sell the house or no longer live there.  If you still reside in the home after 30 years, your loan will be reviewed with the possibility of extending it for another 30 years.  Funds can assist you with down payment and closing costs.  There may also be funds available to make repairs to the home that you purchase.
  • Landlords – Installment loans are available for landlords who rent to tenants that are low to moderate income.  The loan is a 0% interest installment loan.  Contact the program administrator for more details.

The loan can be used to make the following types of repairs:

  • Handicap Accessibility
  • Replace Windows & Doors
  • Roofing
  • Repair/Replace Heating Systems, Water Heaters & Plumbing Systems
  • Electrical Updates
  • Connect Water & Sewer Lines
  • Siding & Porch Repairs
  • Other General Improvements

Household Income Limits

In order to be eligible, your income must be below the following limits for the county you reside in:

 Household Size 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
 Columbia $42,500 $48,600 $54,650 $60,700 $65,600 $70,450 $75,300 $80,150
 Dodge $41,850 $47,800 $53,800 $59,750 $64,550 $69,350 $74,100 $78,900
 Jefferson $42,750 $48,850 $54,950 $61,050 $65,950 $70,850 $75,750 $80,600
 Kenosha $41,650 $47,600 $53,550 $59,450 $64,250 $69,000 $73,750 $78,500
 Ozaukee $43,300 $49,500 $55,700 $61,850 $66,800 $71,750 $76,700 $81,650
 Racine $42,000 $48,000 $54,000 $60,000 $64,800 $69,600 $74,400 $79,200
 Rock $38,000 $43,400 $48,850 $54,250 $58,600 $62,950 $67,300 $71,650
 Sauk $38,200 $43,650 $49,100 $54,550 $58,950 $63,300 $67,650 $72,050
 Walworth $41,800 $47,800 $53,750 $59,700 $64,500 $69,300 $74,050 $78,850
 Washington $43,300 $49,500 $55,700 $61,850 $66,800 $71,750 $76,700 $81,650

 Updated May 2018

Printable Version

Citizen Participation Plan

Fair & Open Housing